Universal Credit UK - How to Claim, Payments & Support

If you’ve just applied for Universal Credit, your next step will usually be an interview with a work coach. This is an important part of your claim and helps the Jobcentre understand your situation and the support you need. Here's what to expect.

A Budgeting Advance is an interest-free loan available to people on Universal Credit who need help with emergency costs or expenses to get into work. This guide explains how Budgeting Advances work, who can get one, how much you can borrow, and how to apply.

A Universal Credit interview is normally used to confirm the information in your claim, discuss your circumstances and agree what you must do while receiving Universal Credit.

Can you work while claiming Universal Credit in 2025? Yes — and in many cases, it’s encouraged. The Universal Credit system is designed to support people as they move into work, stay in part-time jobs, or increase their hours without losing all their benefits.

Universal Credit is a government benefit that provides financial support to individuals who are out of work or have a low income. If you are currently claiming Universal Credit and considering taking up employment, it's important to understand how much you can earn without affecting your benefits.