The Universal Credit benefit system is a payment to help with your living costs. It’s paid monthly or twice a month for some people in Scotland. You may be able to get it if you’re on a low income or out of work.
Universal Credit is a benefit system in the UK that replaces six previous benefits, including Jobseeker's Allowance, Housing Benefit, and Working Tax Credit. It is designed to simplify the benefits system and provide financial support to people who are on a low income or out of work.
Universal Credit is paid monthly, and the amount you receive depends on your personal circumstances, such as your income, savings, and housing costs. It is means-tested, which means that your entitlement to the benefit is based on your financial situation.
To apply for Universal Credit, you need to be over 18 and live in the UK. You will need to provide evidence of your identity and eligibility, such as your National Insurance number and proof of your current address. You will also need to provide information about your income and savings, as well as details of any rent or housing costs.
Once you have applied for Universal Credit, you will be required to attend regular appointments with a work coach, who will help you to find work and provide support during your job search. You may also be required to take part in training or work-related activities as a condition of receiving the benefit.
Universal Credit has been the subject of some controversy since its introduction, with some critics arguing that it can leave people struggling to make ends meet and reliant on food banks. However, supporters of the system argue that it provides a more streamlined and efficient way of delivering benefits to those in need.
If you already get benefits
Universal Credit will replace the following benefits:
- Child Tax Credit
- Housing Benefit
- Income Support
- income-based Jobseeker’s Allowance (JSA)
- income-related Employment and Support Allowance (ESA)
- Working Tax Credit
If you currently receive any of these benefits, you cannot claim Universal Credit at the same time.
Universal Credit is being introduced in stages across the UK. You do not need to do anything until you hear from the Department for Work and Pensions (DWP) about moving to Universal Credit, unless you have a change in circumstances.
Severe disability premium
You cannot claim Universal Credit if you either:
- are getting the severe disability premium
- got the severe disability premium within the last month and you’re still eligible for it
If you have a change of circumstances that affects the severe disability premium or your other benefits, report it and you’ll be told what to do next