ESA Employment Support Allowance
ESA Employment Support Allowance

An employment Support Allowance is a benefit for people who are ill or disabled. You can apply for ESA if you’re employed, self-employed or unemployed.

ESA is a benefit to help provide financial support to people unable to work. Employment and Support Allowance also includes a personalized benefit to help you work, if you’re able to.

If you’re currently claiming other benefits such as Income Support or Incapacity Benefits, you might be transferred to ESA.

Work Capability Assessment

You’ll need to have a Work Capability Assessment while your ESA is assessed. The Work Capability Assessment will help determine which of the following two groups you fit into, these are:

  • work-related activity group, where you’ll have regular interviews with an adviser
  • support group, where you aren’t required to have interviews

During the Work Capability Assessment, a healthcare professional will evaluate your ability to perform various work-related activities. This assessment is crucial in determining the level of support you require.

Contribution-Based ESA

You’ll be eligible for contribution-based ESA if you’ve paid enough National Insurance contributions. It’s taxable.

Contribution-based ESA is based on the National Insurance contributions you have made throughout your working life. The amount you receive will depend on the number of contributions you have made and your individual circumstances.

Income-related ESA

You’ll be eligible for income-related ESA if you have no income or a low income. For income-related ESA, you don’t need to have paid National Insurance contributions. It isn’t taxable.

Income-related ESA takes into account your income, savings, and any other financial resources you may have. If you have a low income or no income at all, you may be eligible to receive income-related ESA to support you financially.

How much ESA can you claim?

How much ESA you’re eligible to claim depends on your personal circumstances such as your income, the type of ESA you qualify for, and where you are in the assessment process.

The amount of ESA you receive will vary depending on various factors, including your age, whether you're single or have a partner, and whether you have any dependent children. Additionally, the type of ESA you qualify for, whether it's contribution-based or income-related, will also impact the amount you can claim.

Employment and Support Allowance (ESA) is a benefit provided by the UK government to people who have limited capability for work due to illness or disability. It is intended to provide financial support for those who are unable to work or have limited capacity to work due to their health condition.

To be eligible for ESA, you must be at least 16 years old, not receiving Statutory Sick Pay, and have a health condition that affects your ability to work. There are two types of ESA: contributory ESA and income-related ESA.

Contributory ESA is based on your National Insurance contributions and is not means-tested. Income-related ESA takes into account your income and savings, as well as your partner's income if you have one. Both types of ESA can include extra amounts if you have a severe disability or you need help with daily living.

To apply for ESA, you will need to complete an application form and provide medical evidence to support your claim. Your eligibility for ESA will be assessed through a Work Capability Assessment (WCA), which looks at your ability to carry out various work-related activities. You will also be required to attend a face-to-face assessment with a healthcare professional.

The amount of ESA you receive depends on your individual circumstances and which type of ESA you are eligible for. The amount can also vary depending on any extra amounts you may be entitled to, such as the severe disability premium or the enhanced disability premium.

If you are awarded ESA, you will be required to attend regular appointments to review your condition and your ability to work. You may also be offered support to help you manage your health condition and improve your chances of returning to work if possible.