An estimated 250,000 people a year will be eligible for the payment in the UK. Are you one of them? You might be able to get Bereavement Support Payment if your husband, wife, or civil partner has died within the last 21 months.
You also have to claim this benefit within 3 months of your partner's death to get the full amount allowed. You can still claim up to 21 months after their death but you will get fewer monthly payments.
Find out about bereavement benefits from the DWP
You may be able to get a £2,000 Bereavement Payment if your spouse or civil partner died before 6 April 2017.
This would be a one-time, tax-free, lump-sum payment.
- You may get Bereavement Allowance
- You may also be entitled to a funeral Payment
Losing a loved one is an incredibly challenging and emotional time. In addition to the emotional toll, it can also bring financial difficulties. The Department for Work and Pensions (DWP) understands the importance of providing support during these difficult times. That's why they offer bereavement benefits to help individuals cope with the financial impact of losing a loved one.
1. Bereavement Support Payment
The Bereavement Support Payment is a benefit provided by the DWP to eligible individuals who have lost their spouse or civil partner. This payment can provide financial support to help cover the costs of living expenses, such as rent or mortgage payments, bills, and other essential needs.
It's important to note that the Bereavement Support Payment has replaced the previous bereavement benefits, including the Bereavement Allowance, Widowed Parent's Allowance, and Bereavement Payment. The new system aims to simplify the process and ensure that individuals receive the support they need.
2. Eligibility Criteria
To be eligible for the Bereavement Support Payment, you must meet certain criteria. Firstly, you must be under the State Pension age. Additionally, the deceased spouse or civil partner must have made enough National Insurance contributions or be entitled to certain benefits at the time of their death.
It's important to apply for the Bereavement Support Payment within three months of the death, as late applications may result in a reduced payment. The DWP provides a straightforward application process, and you can find all the necessary information and forms on their official website.
3. Payment Amount and Duration
The Bereavement Support Payment consists of two different elements: an initial lump sum and monthly payments. The amount you receive depends on your individual circumstances, such as your age and whether you have dependent children.
The initial lump sum payment is a one-time payment that aims to provide immediate support. The monthly payments, on the other hand, continue for a duration of up to 18 months, depending on your circumstances. It's important to note that the monthly payments may be taxable, so it's essential to consider this when planning your finances.
4. Additional Support
In addition to the Bereavement Support Payment, the DWP also offers other forms of support to individuals who have lost a loved one. These include emotional support services, guidance on managing finances, and signposting to other relevant resources.
Furthermore, the DWP can provide information on other benefits and entitlements you may be eligible for, such as Universal Credit or Housing Benefit. It's important to explore all available options to ensure you receive the support you need during this challenging time.
5. Seeking Help and Advice
Coping with the loss of a loved one is never easy, and it's essential to seek help and advice when needed. The DWP has dedicated helplines and trained staff who can provide guidance on bereavement benefits and other forms of support.
Additionally, there are various charitable organizations and support groups that specialize in bereavement support. These organizations can provide emotional support, advice on practical matters, and a safe space to share your feelings with others who have experienced similar losses.
Support in Difficult Times
During times of bereavement, the financial impact can add to the emotional strain. The DWP's bereavement benefits are designed to provide support and alleviate some of the financial burdens individuals may face. By offering financial assistance and access to additional resources, the DWP aims to help individuals navigate these difficult times with greater ease and peace of mind.